Some Brazilian banks now offer SMS alert service for when transactions occur as booty or debit card. But this kind of service is still quite restricted in one point: the sending of messages still costs for both the bank and for depositors. So be warned that such a way that does not cost anything to the depositor and the bank for almost nothing? Have you thought about receiving alerts through social networks?
That they are working on an IT company called Photon, which presented a solution today during an event aimed at financial institutions in São Paulo. According to Mario Malagutti, president of Photon, the company is already testing its employees with a system that warns of new transactions for chat messages on Facebook or Twitter DMs.
To be notified of transactions, of course, the party would need to follow the profile of the bank on Twitter or be his friend on Facebook to receive both the DMs and the notice of chat. At this point the safety siren in my head began to tingle. As in the two methods is a historical record of what was sent, what to do if the database of a service is broken? Or if someone gets the password of the profile responsible for sending alerts?
On the one hand, sounds quite useful to have a service that tells me a DM or Facebook message when a new transaction is completed. On the other, there is always the fear that a more secure that kind of service is, it will not be safe enough. But Malagutti ensures that they are safe and that by the end of the year three banks are already testing the system. We'll see, right?
